
Commercial Mortgages
Looking to purchase a property for business or investment purposes?
Commercial Mortgages
Where do you start? What lenders will consider you and could you benefit from getting a commercial mortgage instead of buy-to-let finance?
Given the constantly changing market, finding the right deal for your property has never been more crucial. But what do you do when dealing with a mixed-use or commercial property with specific requirements? Simply consult a commercial mortgage expert who understands the market!
What we can help with:
- Semi commercial – for example a shop with a flat above
- Owner-Occupier Commercial - for individuals or businesses who buy property with the intention of using it for their own company
- Commercial Investment Mortgage – for individuals or businesses looking to buy commercial property to generate rental income
- Large loans available
What is a Commercial Mortgage?
A commercial mortgage is a loan designed for individuals or businesses seeking to purchase a property for business or investment purposes.
There are two main types of commercial mortgages:
- Owner-Occupier Mortgage: This is for individuals or businesses who buy property with the intention of using it for trading or operating their business, while also securing it as an investment.
- Commercial Investment Mortgage: This type is aimed at individuals or businesses looking to buy commercial property to generate rental income.
Both types of mortgages provide financing for those looking to invest in property, but each serves a different purpose depending on whether the property is for your own business use or for rental income.
Competitive rates for investment growth
While commercial mortgages may carry higher interest rates than residential mortgages due to their perceived higher risk, they often provide more competitive rates compared to regular business loans, making them an attractive option for your investment portfolio.
Call 03333 356380 to discuss your commercial opportunity with us and after quick chat about your circumstances we can come back to you with everything you need to know about the options available to you.