
Welcome to Plinthos Specialist Lending
… your trusted partner for comprehensive mortgage and finance solutions across the UK. Whether you are a buy to let landlord seeking limited company financing, lending across your whole portfolio, holiday let mortgages or finance for serviced accommodation, or whether you are after even more specialist finance such as development finance, commercial/semi-commercial mortgages, bridging loans or auction finance, our expert team is here to guide you through every step of the process. At Plinthos, we pride ourselves on offering flexible, nationwide lending solutions designed to meet the unique needs of investors and developers. Explore how our bespoke finance solutions can help you achieve your property goals today.
While we are based in Cambridgeshire and offer in-person appointments to discuss your project in Norwich, Cambridge, and Kings Lynn and surrounding areas many of our clients are actually located across the UK, so whether you are local or from London, Leeds, Essex, Manchester or beyond, distance is never an obstacle at Plinthos Specialist Lending. We are committed to providing exceptional service to clients nationwide, ensuring that all your specialist lending needs are met, no matter where you are. Whether you're near or far, our dedicated team is always available to assist with the right financing solutions for your commercial, buy-to-let, and development projects.
Start the Process in 4 Easy Steps...
Give us a call or submit an enquiry and we can have a zero pressure chat. We will discuss your plans not only for right now, but also your longer term plans so we can make sure we are looking at options that are right for you and can tailor the right advice, structure, suitability of product to you.
Within 24 hours (usually same day!) we will give you a call back to discuss your options and can go through the more specific costs and explain the next steps with submitting an application.
We get you agreed in principle with the lender most suited to your circumstances. Once this is approved you should feel confident that the lender is happy to lend to you!
We will let you know the documents that the lender will require and from there, we submit the application for you and do all of the lender chasing on your behalf to get everything completing quickly and without stress.
Looking to build a new site?
Acquired land with planning permission for a ground-up development?
Want to buy a property at auction that needs refurbishment before it can be mortgaged or sold?
Then you are probably looking for quick and easy ways to fund the project and that's exactly where we can help.
What is development finance?
Development finance is a short term loan used to either purchase a site for a development, cover the costs of building the development, or both.
Portfolio BTL Lending
Definition:
- A portfolio landlord is defined as a borrower with 4 or more mortgaged buy-to-let properties.
- For joint applications, the total number of mortgaged rental properties owned individually and together is considered.
Being classed as a 'portfolio' landlord can affect the lenders available to you, and can also affect things like loan to value limits but at Plinthos Specialist lending, we can help you whether you are a portfolio landlord with 4 properties or 100+, and will always make sure we get you the best terms available to you.
Are you considering a holiday let for your next investment?
To be classed as a holiday let instead of a standard buy to let, the property must be available for at least 210 days per year and it must be fully furnished.
Do you already have a holiday home you'd like to let out?
What is a holiday let mortgage?
Holiday let mortgages can be a lucrative alternative to Buy-to-Lets...
Request a Call back or Send an Email
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